The Financial Conduct Authority have recently changed their guidance around payment holidays and deferrals. Find out more and join us today. After three months, this fee will be at the full rate. Personal Finance Management. This agreement is made up of the key terms and the additional terms. Applying online for a first direct credit card is quick, easy and secure, and takes about 15 minutes. Create New Online Account; Confirm Card Received; Visit Our Security Center; About. Credit Card, Loan on Credit Card Debit Card, Travel Card. variable purchase rate gives a representative rate of 16.9% APR variable. Here are the things you need to know before you can decide if our Gold Card is right for you. 2.99% of the cash advance or cash related payment, minimum £3, 2.9% of each balance transferred, minimum £5, 2.99% of the amount of the sterling transaction value, 2.99% of the cash or cash related payment, minimum £3, £500 Minimum credit limit (subject to status), Available to existing 1st Account holders only, the transaction took place on first day of January, the credit card statement was produced 31 days later, no further transactions were made on the card, payments were made on the 15th day of every month, interest is calculated based on the representative 16.9% APR variable rate, You are a UK resident and live permanently in the UK, You have an annual income/pension before tax of £6,800 or more, You haven’t been declared bankrupt or registered for an Individual Voluntary Agreement in the last 6 years (or in the process of doing so. Our customer service team is available 24/7, via phone, text, email or mail. via your browser. Personal Loans Credit cards For balance transfers For purchases Existing customers ... It’s built into the first direct Banking App, and if you have the right type of smartphone you can use your fingerprint or face recognition to seamlessly log on or authorise payments. Download Credit Card Limit Enhancement Form; Direct transfer to Savings Account Download Add-on Card Form; Attractive rates of Interest Download the Charge Dispute Form ; Multiple tenor options available to suit your payment budget Download Platinum Upgrade Form; Eligibility. “Applied for the First Direct Gold Card along with...” Written on: 22/02/2009. Skip to content. Home Because we want to make sure we're doing a good job, we may monitor or record our calls. Apply Online. Allow us to help you First Time User Take out a new first direct Gold Card today and pay 0% interest on all purchases for 17 months*. All... PayLater. We hope you don't mind. The First Direct brand lived on with its own name and reputation. It can take up to five working days for the money to reach your other credit or store card provider. I have never experienced customer service like it in my Life. Transfer fee of 2.29% (min £5) will be charged for each transferred balance made within three months of opening your account. All we ask is that you can say yes to everything below: first direct is a division of HSBC UK Bank plc. As you'd expect, credit is subject to status. Close. Home £1,200, our 18.9% p.a. Car Loan, Gold Loan, PMAY. All... Cards. Credit cards Transfer requests received after 3.30pm or on a weekend or bank holiday will be processed the next working day. Find out more here. Here you can view your card activity, manage your alerts and reward points, plus a range of other services. YES BANK Amex Credit Cards are a premium range of cards that offers a host of benefits & privileges like never before. This promotion is only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months. Who are first direct? As you'd expect, credit is subject to status. Skip to . If you have a first direct Credit Card or Gold Card, you can log on to Online Banking to do all sorts of things. Which? But as it relies on an internet connection, you'll be paying for the data you use through your mobile phone plan if you … To … How much do you have to … I tried & failed to get it increased. Member HSBC Group. This promotion is only available to first direct Current Account holders who haven't had a  first direct Credit Card or Gold Card within the last six months. first direct Credit Card Terms. What are first direct opening hours? First Direct was founded in 1989 by Midland Bank, whose own name is no longer in use following its acquisition by HSBC in 1992. If you would prefer to speak to us, please call us on: This product is only available to first direct Current Account customers (you're more than welcome to join us...). The American Express Preferred Rewards Gold Card offers 10,000 Amex points if you spend £3,000 within the first six months. We'll be updating our website with further details shortly. Customers will receive a free night for two at boutique getaway on top of the existing interest free periods on either balance transfers or purchases, depending on the card. Contact us Online … Promotional rates are only available to first direct Current Account holders who haven't had a first direct Credit Card or Gold Card within the last six months.