If you own your own router you won’t pay that fee. About Spectrum’s internet service. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. It is not our partner’s responsibility to ensure all posts or questions are answered. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. This card’s audience is relatively limited. Only cardholders who live in one of 15 states – including Texas, Indiana, Ohio, Kentucky, West Virginia, Maryland, Virginia, Tennessee, North Carolina, South Carolina, Georgia, Alabama and Florida – can apply. Your account at your fingertips. Take advantage of the card’s three-month sign-up bonus by using your card for the majority of your purchases, but be careful not to overspend. Learn more about our advertising policy. CreditCards.com is an independent, advertising-supported comparison service. They charge $5 for them to supply you a router. EDIT: Thanks for the responses! The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. Keep an eye on your inbox—we’ll be sending over your first message soon. BB&T also makes it easy to transfer a balance from another card. But for cardholders who already have an account with BB&T, the Spectrum Rewards card could be just what they need to earn some value from their spending without paying a hefty annual fee. BB&T Spectrum Cash Rewards credit card review. A forum for the discussion of Charter's Spectrum service. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. In 2016, Charter Communications acquired Time Warner Cable, thus expanding their Spectrum internet coverage to more than a third of U.S. households. Your credit cards journey is officially underway. If you have a large balance, you’re better off looking for a balance transfer offer that lasts at least 15 to 18 months. Be aggressive with payments so you can whittle down as much debt as possible before the card’s standard interest rate kicks in. Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point? Some balance transfer cards charge as much as 5 percent to transfer a balance. BB&T Spectrum offers cardholders 3 percent cash back on gas purchases, 2 percent cash back on groceries and utilities and 1 percent cash back on all other purchases. Check the data at the top of this page and the bank’s website for the most current information. Better off buying your own router. It could also be there as reassurance that they do not have data caps, especially for people coming from other ISPs like AT&T, Cox, or Comcast. Even on the high end at 23.99 percent, the rate is relatively low for a rewards card. The rate card for my area shows several different service tiers (as expected), and each of them has a "with WiFi" variant for $5 more per month. Cardholders with excellent credit can qualify for an APR as low as 14.99 percent. Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. Press question mark to learn the rest of the keyboard shortcuts. But you get their "service" if you use theirs. Sign in for the easiest way to view and pay your bill, manage your account, watch TV anywhere and more. This makes it a good deal for cardholders looking to transfer debt from higher-rate cards. Get the best triple play deals on Cable TV, High Speed Internet, and Home Phone Service for a low monthly price - includes Free HD and no contracts. See the online credit card applications for details about the terms and conditions of an offer. For a rewards card, BB&T’s Spectrum card is a rare breed.It offers a decently low interest rate along with a 0 percent intro APR on both new purchases and balance transfers. [OOL] Pricing/package changes thread -- Ultra 50 is now Ultra 60, [TiVo] To buy or not to buy - that is the question, Spectrum Rate card option for charging for additional data usage, « [HSI] tool to monitor SNR, power level, etc, Time To Treat Broadband Like The Essential Service It Is; Starlink Beta Outperforms Most Internet In The US; + more news, Stonepeak Acquires Astound, 6th-Largest US Provider, For $8.1B; AT&T Loses 6 Million Video Subs In 2 Years; + more news, Surprise! It's about the size of a thick credit card, and the CableCARD™ fits into a special slot built into a growing number of peripheral devices, such as TVs, DVRs and PCs. The BB&T Spectrum Cash Rewards card gives cardholders just 12 months to pay off a balance before the card’s standard interest rate applies. Unfortunately, the BB&T Spectrum card does not currently offer a sign-up bonus. to maintain accurate information. If you lease a CableCARD in lieu of such a Set-Top Box, we now offer a prospective monthly credit to reflect the difference between the standard lease rates of Set-Top Boxes and CableCARDs. In addition, the Spectrum Cash Rewards card doesn’t charge a penalty APR, so if you accidentally miss a payment, you won’t be stuck with a sky-high APR. The information, including card rates and fees, presented in the review is accurate as of the date of the review. You can post for technical support, advice, or just to vent. I guess that makes a (very) weird sort of sense. Desktop Audio...A Little Further Down The Rabbit Hole. What in the world does this mean? Published circulation statistics are accurate as of the rate card publication date, however circulation may fluctuate slightly during the year. Press J to jump to the feed. They do this because some people can’t set up or don’t want to be bothered setting up their own router. The offers that appear on this site are from companies from which CreditCards.com receives compensation. You have a fairly small balance and only need a year to pay it off. Our lease rate for Set-Top Boxes that contain a CableCARD includes an imputed charge for the CableCARD. By providing my email address, I agree to CreditCards.com’s All Rights Reserved. This makes it a poor choice for cardholders who have a considerable amount of debt to clear. For a rewards card, BB&T’s Spectrum card is a rare breed. Spectrum Monthly assumes no liability for typographical errors, minor omissions or legality of content supplied. The balance transfer fee is also set at just 3 percent or $10 (whichever is higher), making it relatively inexpensive to transfer a balance. Privacy Policy. You want a safer card that doesn’t charge a penalty APR. Average Yearly Rewards Value ($1,325 monthly spend) All reviews are prepared by CreditCards.com staff. While the BB&T Spectrum Cash Rewards card has a good 0 percent introductory offer, it’s regular APR is not the lowest you’ll find and not the best choice for cardholders who need to carry a balance. Made the switch to AT&T TV from "UVERSE TV". If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Introductory Purchase APR0% for 12 months, Introductory Balance Transfer APR0% for 12 months. With WiFi means you use spectrums equipment for WiFi. By providing my email address, I agree to CreditCards.com’s Atleast for the last year or two. Modem free, but if you want WiFi it adds $10. Get the best Triple Play deals on Cable TV, High Speed Internet, and Home Phone Service from Charter Spectrum - Each service only $29.99 when bundled. Lmao. Yeah, it’s already been there since 3 years ago when Charter merged. Setting up your own router is far easier than people think. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. The rewards offered by the BB&T Spectrum Cash Rewards card aren’t the most generous on the market, but for a card with such a low interest rate, they’re pretty good. The $5 a month isn’t worth it. Buy your own. Reasonable efforts are made USF Review Reveals Several Serious Flaws; AT&T Tries to Package U-verse, TV Now in DirectTV Sale; + more news, T-Mobile Pays FCC $200 Million For Something Naughty Sprint Did; Charter Hikes Fees For Broadband-Only Subs; + more news, That time of year, for Joy and Rate Increases - Internet. The balance transfer fee on the BB&T Spectrum Cash Rewards card is nothing special, but it is still a decent option for cardholders who don’t want to sacrifice rewards while they work down their debt. Unlike some balance transfer credit cards, the BB&T Spectrum Cash Rewards card doesn’t set restrictions on when and how much you can transfer. A CableCARD™ gives you access to HD (high-definition) and SD (standard-definition) channels included in your TV plan as well as premium channels and sports packages to which you subscribe. Customers of BB&T bank may find the card especially rewarding — you get a 10 percent bonus on your earnings when you deposit them into a BB&T savings or checking account. However, we do receive compensation when you click on links to products from our partners. Now as the second-largest cable internet provider, Charter Spectrum is a common internet option for many, including those who live in areas previously served by Time Warner Cable. Get essential reads every week with our newsletter. I think they put it there just to make sure people know they don’t charge for data (as most companies do now) and of course to appease regulators. It offers a decently low interest rate along with a 0 percent intro APR on both new purchases and balance transfers. See your Spectrum Monthly representative for the most recent information. There are lots of people who would have no idea how to set up a separate router/access point. Take advantage of the card’s automatic payments feature so you don’t forget any payments. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Cardholders are given 12 months to make interest-free purchases, so you can continue using the card while paying down your balance. Are Spectrum trucks driving around, scanning for WiFi signals, and sending out higher bills if they detect one of their customers nefariously using a WiFi access point? The offers that appear on this site are from companies from which CreditCards.com receives compensation. I'm having trouble wrapping my brain around the idea that anyone would pay that fee. ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. The BB&T Spectrum Cash Rewards card does not offer the highest rewards rate, but it can help cardholders looking to save on fees since it comes with no annual fee and a 12-month intro APR. CreditCards.com does not include the entire universe of available financial or credit offers. Transfer Fee$10 or 3% (whichever is higher), Other Notable Features: Travel and emergency assistance, fraud coverage, warranty manager service and purchase security. Cardholders looking to pay down debt without sacrificing rewards can enjoy the first 12 months interest free. Copyright © 2020 CreditCards.com a Red Ventures Company. J. D. Power 2020 customer satisfaction rating, Google Play Store mobile app rating: 4.8/5, 10% bonus on cash deposited into a BB&T checking or savings account, Redeem rewards for cash, travel, gift cards or merchandise, Minimum rewards value for airline travel is $150, Points don’t transfer to other loyalty programs.